For Buyers
Buying Real Estate as an investment or for your business is an exciting time. Making the smart move of choosing a licensed REALTOR® is your first step to ensuring that your specific needs are met. My services and experience range from Commercial to Investment real estate from property management to leasing. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire process, from financing, to demographics, to needs analysis and more.
- Make sure you don't pay too much, or sell to cheaply and help you avoid other costly mistakes.
- Answer all of your questions about the local market area, including neighborhoods, the local economy, and traffic patterns and more.
- Check your credit rating. Straighten out any errors before its too late, even as a tenant, this is important.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Determine what demographic best matches your needs.
- Identify important features you need to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes, permits, inspections.
- Escrow and interest fees include insurance, loan interest, real estate taxes, and occasionally private mortgage insurance. There are many pre-paid fees and charges to be aware of as well.
